All material contained on the website, including text and images, their arrangements and source code, unless otherwise stated, is proprietary to us and our licensors. All copyright and other intellectual property rights in the design and contents of the website are reserved to us and our licensors.

You may display, re-format and print the information on the website for your decision-making purposes and non-commercial use only. You may not distribute material obtained from the website to third parties, repurpose it for your own use or reverse engineer, decompile or disassemble the website or its contents.

We accept no responsibility for any loss or damage arising out of or in connection with the use or contents of this website, whether to anyone permitted to access the website or any third party, whether in contract, tort or otherwise, or for any claims, awards, costs and expenses of whatsoever nature and howsoever arising.

You should not rely on information contained in the website as a basis for entering into any transaction without seeking specific, qualified, professional advice. Whilst facts have been rigorously checked, and are believed to be correct, they cannot be guaranteed.

The site may offer links to third parties. We make no representation or warranty regarding the accuracy, timeliness, or any other aspect of the information located on third party sites.

If login access has been provided to you, this access is unique and may not be transferred. You are responsible for protecting and securing your log in details from unauthorised use. You may not divulge details of your details to any third party or permit any other individual to access the website using your details without our prior written consent.

We reserve the right to amend these terms and conditions from time to time. Amendments will be posted on this web site (site) and will be effective from the time of posting. By viewing this website you shall accept and agree to be bound by the following terms and conditions. If you do not accept this or any of the terms, you must immediately discontinue your access to this site.

The site may contain reference to certain intentions, expectations and plans. Those intentions, expectations and plans may or may not be achieved. They are based on certain assumptions, which may not prove to be correct. No representation or warranty, express or implied, is made by us, our officers, employees, agents, consultants or advisers that any intentions, expectations or plans will be achieved either in whole or in part.